Mera naam Ram Lakhotia hai, aur meri umr 42 saal hai. Do saal pehle agar koi kehta ki main mahine ke Rs. 40,000 kamaunga aur kahin se bhi kaam kar sakta hoon, toh shayad main hans deta.
Lekin aaj, jab main apne Churu ke ghar ke bahar baitha hoon, apni betiyon ko khelte hue dekh raha hoon, jahan mera 2BHK ghar ban kar tayyar hi hai—mujhe khud yakeen nahi hota ki meri zindagi itni badal chuki hai.
Chaliye aapko wapas le chalta hoon us waqt mein, jab sab kuch mushkil tha. 5 saal tak main Jaipur mein ek auto driver tha. Har subah uthta tha apne chhote se kiraye ke kamre mein, aur pata hota tha ki chahe jitna bhi kaam ho ya na ho, mujhe auto malik ko Rs. 300 har din dene hi hain.
Chahe baarish ho, bimaar pad jaaun, ya kisi din ride hi na mile, woh Rs. 300 nikalna hi padta tha.
Churu mein mera parivaar—biwi, do betiyan, aur maa-baap—sab ek hi kamre mein rehte the. 5 log, 1 room. Aap samajh sakte ho kitna mushkil hota hoga.
Har raat jab ghar phone karta, meri biwi kabhi kuch nahi kehti thi, lekin uski awaaz se mujhe pata chal jata tha ki kitni pareshan hai. Papa ka liver ka treatment chala tha, aur usme jo Rs.2 lakh ka karza ho gaya tha, uska bojh har waqt mere sir pe tha.
Mere sapne bade the. Apne bachchon ke liye ek acha ghar banana, unke saath waqt bitana, sirf phone pe unki awaaz sunna nahi.
Lekin auto chalate-chalate ek baat samajh aa gayi thi: jitna bhi mehnat karo, guzara hi mushkil hai, tarakki toh door ki baat hai.
Phir ek din, ek chhoti si baat ne meri poori zindagi badal di.
Mere dost Harish—jo khud bhi auto chalat tha—ne bola:
“Ram bhai, kabhi insurance agent banne ka socha? Mera ek dost Soham karta hai auto ke saath-saath aur kaafi acha kama raha hai.”
Pehle toh maine hansi mein uda diya. Main sirf 12th pass hoon, mujhe insurance ka kya gyaan?
Lekin Harish ne kaha, “Ek baar Soham se baat kar le, tu khud samajh jaayega.” Us raat maine Soham ko call kiya, aur wahi call meri zindagi ka turning point ban gaya.
Soham ne bataya kaise usne shuruat mein Rs. 15,000 kamaana start kiya tha aur aaj woh Rs. 30-35,000 sirf insurance se kama raha hai, auto ke alawa. Uski baatein sunkar mujhe laga, "shayad main bhi kar sakta hoon."
Also Check: How to Become Insurance Agent
Ussi raat maine insurance agent banne ke baare mein research kiya. Churu mein insurance agent banne ke liye minimum age 18 saal thi, aur main 38 tha. Agle din hi maine InsuranceDekho pe sign up kar diya.
24 ghante ke andar mujhe call aaya, jahan se meri nayi journey shuru hui. InsuranceDekho ke onboarding team ne sab kuch itne simple tareeke se samjhaya ki mujhe laga, haan main kar sakta hoon.
Training online thi, woh bhi Hindi mein, toh samajhna aur aasaan ho gaya. Mujhe IRDAI exam dena tha, thoda dar lag raha tha—par jab maine 70% marks laya, toh lagta tha maine duniya jeet li.
Pehle mahine mein Rs.10,000 kamaaya. Kam tha, lekin yeh paisa mera apna tha—jo maine apne communication aur samajh se kamaaya tha, na ki sirf auto chala kar.
Sabse bada faayda? Azaadi. Kahin se bhi kaam kar sakta hoon. Main mostly motor aur health insurance bechta hoon. Churu aur aas-paas ke logon ko local language mein samjhane wala koi chahiye hota hai. Auto driver hone ke kaaran mujhe unka dard samajh aata hai.
Mahina dar mahina meri income badhti gayi. Rs.10,000 se Rs.15,000 aur fir Rs 20,000 aur ab main 40,000 rupay har mahina kama leta hoon.
Ab humne ghar ka renovation shuru kar diya hai. 2BHK ban raha hai, jahan meri betiyan apna alag room istemal kar sakengi. Maa aur papa khush hain. Biwi ki awaaz mein phir se woh khushi sunayi deti hai.
Also Check: Benefits of Becoming Insurance Agent
Aur sabse acchi baat? Main permanently Churu jaane ki planning kar raha hoon. Insurance ka kaam aisa hai jisme mujhe kahin jaane ki zarurat nahi. Main ghar se hi kaam karke paisa kama sakta hoon. Ek chhoti si kirana shop kholne ka bhi plan hai—jo auto chalate hue kabhi sapne mein bhi nahi socha tha.
Jo Rs.2 lakh ka karza tha, ab woh itna mushkil nahi hota chukta karna. Har mahine thoda-thoda chuka raha hoon aur saath hi savings bhi kar raha hoon.
Ek chhoti si call—Soham se—meri zindagi ka biggest turning point ban gayi.
Agar aap bhi kahin fase hue ho—auto chalate ho, kirana shop chala rahe ho, ya sirf ek extra income ki talaash mein ho—toh yeh sunkar jao: badalne ke liye kabhi der nahi hoti.
Insurance jaise field mein aise logon ki zarurat hai jo real zindagi ke problems ko samajhte hain.
Insurance agent banne main na umar rukawat hai, na education. Sirf seekhne ki chaah aur mehnat karne ka jazba hona chahiye.
Aaj jab main apne ghar ka nirmaan dekh raha hoon, apni betiyon ko keh raha hoon ki "Papa ghar aa rahe hain"—toh main khud se kehta hoon: insurance agent banna meri life ka best decision tha.
Aur shayad, yeh aapka bhi ho sakta hai. Shuruaat aapko karni hai. Aaj.