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How Can I File A Child Insurance Claim?

While you are building the corpus to fulfil these goals for your child, an insurance plan provides a safety cushion to the corpus in case of your untimely demise. In the unfortunate event of your passing away before fulfilling the goal, the plan can invest the money on your behalf and give the maturity amount you originally aimed for your child.

How Can I File A Child Insurance Claim?

Claim Process 

Get the child insurance plan from an insurance company that boasts of a high claim settlement ratio. This ensures of a smooth and quick claim processing and settlement in times of crisis. Let’s get acquainted with the claim process.

  • In case of an event for which a claim needs to be filed, inform the insurance company about the incident as soon as possible. This can be done by visiting the nearest branch office or calling at their toll-free number or sending an email
  • Also submit the claim form and give other details like particulars of the policy, the date and cause of the incident, name of nominee, etc.
  • Once the claim is registered, provide other supporting documents and  reports
  • The company will appoint an assessor to verify the documents and the case
  • If approved, and no further investigation is needed, the claim benefit is transferred with 30 days of furnishing the documents

Documents Required for Claim Process

In order to make claims in case of any eventuality, keep the following documents in place to avoid any rejection. The documents required vary with case to case.

  • Duly filled in claim form
  • Policy document
  • Death certificate
  • Medical certificate
  • Prescriptions
  • Diagnostic reports
  • FIR copy (unnatural death)
  • Postmortem report(unnatural death)
  • KYC of insured and nominee
  • NEFT details

Conclusion

Thus, child insurance plans are part of broader child-specific financial products, which also include child education plans. Child insurance plans are a mix of insurance and investment products, which ensure the financial security of your child’s future. These plans pay the life cover as a lump-sum amount at the end of the policy term.

Also Read: 

Building Corups With Child Plans

Eligibity Criteria For Buying Child Plans In India

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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