How To Check Postal Life Insurance Policy Status?

Postal Life Insurance Scheme offers life insurance coverage with high returns on premiums. The maximum sum assured offered under this scheme is Rs. 50 lakh. This policy is offered by the Government of India, to employees of Central and State Public Sector Enterprises, Central and State Governments, Government Aided Educational Institutions, Universities, Government aided Educational Institutions, Autonomous Bodies, Local Bodies, Cooperative Societies, Joint Ventures having a minimum of 10% Government/ PSU stake, etc. A group insurance scheme is also managed by Postal Life Insurance, which is for “Gramin Dak Sevaks”, i.e., Extra Departmental Employees, of the Department of Posts.

How To Check Your Postal Life Insurance Status?

You can check the status of your Postal Life Insurance in the following ways:

Online Methods

Postal Life Insurance Online Account

When you get postal life insurance, you can create an online account on the Postal Life Insurance website. Once you create the account, you can access it anytime and get your policy details by just entering the login details. A customer ID and a password are required to sign in to the portal and after logging in you can check the status of your Postal Life Insurance policy.

Through Email

You can write an email to enquire about the Postal Life Insurance policy. You can write to plipg.dte@indiapost.gov.in. 

IndiaPost Website

Policyholders can check the status of their policy online through the IndianPost website as well by following the given process: 

• Go to the official website of IndianPost and click on ‘Insurance’ on the menu on the right side of the screen.
• Now you will be shown a drop-down menu, click on ‘Postal Life Insurance’ to proceed.
• You will be redirected to the official website of Postal Life Insurance.
• To move ahead, click on ‘login’ on the top left side of the screen.
• Please enter your customer ID and password along with a captcha to log in.
• Now you can check the status of your Postal Life Insurance policy. 

Offline Methods

Below mentioned are the offline methods of checking the status of your Postal Life Insurance.

• Call on toll-free number 1800 180 5232 ( 9.a.m to 6.p.m, Mon-Sat), 155232 or landline number 011 24673177 and enquire about the status of your Postal Life Insurance.
• You can post to the given address:
  • Chief General Manager
  • Directorate of Postal Life Insurance
  • Chanakyapuri Post Office Complex
  • Ist Floor, New Delhi – 110021.

On the homepage of the IndianPost website, you can find ‘Contact Us’ at the bottom of the page. Clicking on this will redirect you to the support page where you can find all the points of contact to reach out to the support professionals. You can use this in case of any other query regarding your policy apart from checking the status as well. The contact information of grievance redressal is also available on this webpage.

Why should you check the PLI Status?

Following are the reasons to check your Postal Life Insurance status:

Ensure Coverage: While insurance brings peace to your mind, it is necessary to check if your policy is active or not. It is also crucial to check the details of your policy as a slight error can cause inconvenience during the claim which will itself be a stressful period for your family.

Review Coverage Needs: As time moves many things change, you might have changed your address, or would have married. As things change, our requirements change as well. Checking policy can give you an idea if your current coverage is adequate, or if you might want to increase the sum assured.

Catch Errors:  Sometimes errors are found on policy documents. These are very small human errors but the consequences can cause delays in claims. Hence checking policy status can help you revise the policy documents and report any errors pointed out to the customer support team of your insurer. 

To explore insurance options and compare the best insurance policy quotes online, visit www.insurancedekho.com or contact 755 1196 989. 

Conclusion

Hence, it is extremely simple and a hassle-free process to check the status of your policy. All you will need is a secure internet connection and a laptop or a mobile phone. Through the aforementioned steps, Postal Life Insurance customers can keep track of their policy, check their premium due dates, the approximate payout they will get at the end of the term, etc.

FAQs

Q. What is Postal Life Insurance?

A. The Postal Life Insurance scheme is provided by the Government of India to specific central and state public sector employees. People who are eligible for this policy can opt to get insurance with a maximum sum assured of Rupees 50 Lakh.

Q. Can anyone purchase Postal Life Insurance?

A. No, not everyone can purchase this policy. Only employees of Central and State Public Sector Enterprises, Central and State Governments, Government Aided Educational Institutions, Universities, Government aided Educational Institutions, Autonomous Bodies, Local Bodies, Cooperative Societies, Joint Ventures having a minimum of 10% Government/ PSU stake, etc.

Q. Are there any offline ways to check the status of Postal Life Insurance?

A. You can check the status of your Postal Life Insurance through the portal and the official website of IndiaPost. You can also write an email to plipg.dte@indiapost.gov.in. 

Q. How to check the status of my policy through the official website? 

A. Visit the official website of IndiaPost and go to the insurance section. Proceed by clicking on the login button and entering your ID and password. You will get the details and status of your PLI policy. 

Factors To Consider While Buying Life Insurance Policy

Disclaimer: This article is issued in the general public interest and is meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive and should research further or consult an expert in this regard.