Life Insurance News

Difference between TROP, Money-back, and Endowment Plans

Money-back plan is life insurance and a saving plan. It provides different benefits to support the life assured financially and help them save and grow money for their future. TROP is a term insurance...

InsuranceDekho

12 Aug 2021

Finding The Ideal Time To Invest In Endowment Plans

Endowment plans offer your best opportunity at risk-free financial security. In the long term, these programmes could be more profitable if they are started when you're young. Aside from accidental de...

InsuranceDekho

12 Aug 2021

Term Life Insurance Premium Calculator

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1. Premium has been calculated for coverage till 60 years

2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

How To Invest In Endowment Plans To Fulfill Your Financial Goals?

As an alternative, endowment plans can be bought early on, with the policyholder receiving an amount chosen by the insurer. Anyone who has recently retired or has to make crucial expenditures, such as...

InsuranceDekho

12 Aug 2021

Endowment Policies Tax Benefits and Deductions

Endowment policies give tax benefits for premiums you pay (Section 80C) and tax-free maturity money (Section 10(10D)), making them financially smart choices.

InsuranceDekho

12 Aug 2021

How To Compare Endowment Plans The Right Way?

Knowing the necessary conditions for your savings goals is the first step on the climb to financial responsibility. As an example, let's look at an endowment plan and the conditions that must be met b...

InsuranceDekho

12 Aug 2021

HDFC ULIP Plans

Unit Linked Insurance Plans popularly known as ULIP offered by HDFC Life are both investment cum protection plans. The investments made in ULIPs are risky as they are influenced by the market fluctuat...

InsuranceDekho

12 Aug 2021

How Riders Help In Enhancing The Life Insurance Cover?

Insurance policies are essential for securing our future and assisting us in times of adversity, but are they sufficient? A single insurance policy may cover hundreds of your requirements, but it may ...

InsuranceDekho

12 Aug 2021

Planning To Buy An Endowment Policy? Do You Know This?

Investors purchase endowment plans as part of a package deal to construct a long-term savings account. These plans offer a lot more than just protection from life's unforeseen events. Before you inves...

InsuranceDekho

12 Aug 2021

Is ULIP a Good Investment?

Unit-Linked Insurance Plans are best suitable to those people who are interested in long-term wealth creation. The ULIPs offer you higher returns in the long run. The major benefit of the ULIPs is tha...

InsuranceDekho

11 Aug 2021

Categories Of Endowment Plan Explained

There are a variety of endowment plans available on the market, each of which may be customised to match the investor's demands. Risk tolerance is another feature that makes these plans unique. Contin...

InsuranceDekho

11 Aug 2021

Working of a Child Plan Explained

Child plans are carefully built to meet the needs of a child. They contain two main elements, namely investment, and insurance. They come with a variety of benefits to offer your child the best of bot...

InsuranceDekho

11 Aug 2021

How Does An Endowment Policy Work?

As a risk-free investment, endowment plans are a great option for long-term investors. To achieve financial stability and investment, it's vital that we devise the best possible approach. Find out how...

InsuranceDekho

11 Aug 2021

Why is Your 20s Considered As The Best Time To Buy an Endowment Plan?

When you are in your 20s, you start earning for your livelihood. It is the best time for you to inculcate disciplined savings habits for your future needs and goals. Moreover, when you are younger you...

InsuranceDekho

11 Aug 2021

Things To Consider Before Buying a Money-Back Plan

Money-back plans are life insurance plans that offer regular payouts and many benefits that help you save and grow your money for your future. For every plan you intend to invest in, there must be don...

InsuranceDekho

11 Aug 2021

What Are The Rider Options With A Life Policy?

Riders are generally referred to as optional benefits of life insurance policies. A rider is an additional useful plan that is added to your existing protection policy. Its purpose is to increase the ...

InsuranceDekho

11 Aug 2021

Exploring HDFC Life Accidental Disability Rider

If you're partially or permanently incapacitated as a result of an accident, this accidental disability rider can help you replace the income you'll lose as a result of your disability. You'll obtain ...

InsuranceDekho

11 Aug 2021

Is ULIP and SIP The Same?

No, ULIPs and SIPs appear similar but they are not the same. Systematic Investment Plan(SIP) and Unit Linked Insurance Plans (ULIP) are not the same. Though both encourage market investment, the main ...

InsuranceDekho

11 Aug 2021

What Are The Two Main Types of Retirement Plans?

Retirement plans have evolved into an important part of a person's long-term financial planning. People start thinking about the best way to safeguard their retirement phase as soon as they get a good...

InsuranceDekho

11 Aug 2021

Standard Terms and Conditions for a Money-Back Plan

Money-back plans are a safe and a great way to save and grow money for your retirement, future plans, and goals, or unexpected expenditure that may come up in the future. It is a participating life in...

InsuranceDekho

11 Aug 2021

What Are The Five Stages of Retirement?

When it comes to retirement, you may be thinking, "What Are The Five Stages of Retirement?" Retirement is a time to change and adjust yourself into a new way of living. The five stages of retirement e...

InsuranceDekho

10 Aug 2021