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Kotak Term Insurance User Reviews

172 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.65%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.01%
Starting From ₹ 663/Month
Claim Settlement 4hr Claim Settlement
See More Plans
Rating of Kotak
4.7
Based on
172 User reviews

  • Helpful Team

    InsuranceDekho helped me understand the importance of life insurance and increasing my term coverage as my income grows. With their help, I easily upgraded my existing plan for Kotak Term Insurance through their platform. Thank you so much, team.

    N
    Nandini Pandey
    On: Jun 20, 2024

  • Smooth term insurance purchase.

    Getting term insurance was surprisingly easy with InsuranceDekho! The agent listened to what I needed and helped me get Kotak Term Insurance. Now, I feel relieved knowing my family's future is secure. Huge thanks to InsuranceDekho!

    K
    Kirti Bhasin
    On: Mar 06, 2024

  • Great Insurance Company

    InsuranceDekho is a nice place to buy a term insurance policy. I bought the Kotak term insurance plan from the official website of the company. It was very easy to compare the term insurance plans online and choose the best one. Thanks to the company’s amazing customer support service.

    S
    Sumit Panwar
    On: Feb 01, 2024

  • Recommended Insurance Company

    The InsuranceDekho company has put in all the effort to simplify my buying process. I bought Kotak Term Insurance from the Insurancedekho website. Everything was done online which saved me a lot of travelling time. I am happy to connect with this amazing platform and will recommend it to everyone for purchasing a term insurance policy with ease.

    S
    Samay Saini
    On: Dec 06, 2023

  • The best plan to secure the future

    The Kotak Term Insurance- e-Term Plan-Term Insurance Plan available on InsuranceDekho is one of the best term plans in my opinion. Offering great coverage and amazing benefits, everyone can easily invest in this term plan.

    P
    Preeti Dayal
    On: Nov 21, 2023

  • Affordable Premiums for Maximum Coverage

    I was pleasantly surprised by the affordability of Kotak Life Term Insurance Policy premiums on InsuranceDekho. The platform offered competitive rates, allowing me to secure substantial coverage without straining my budget.

    B
    Bharat Gandhi
    On: Nov 16, 2023

  • Customizable Plan

    What I appreciate most about InsuranceDekho is that I was able to customize the Kotak Term Insurance- e-Term Plan-Term Insurance to my specific needs. They worked with me to understand my unique requirements and design the policy that fit perfectly for me and my family.

    P
    Prabhat Sarkar
    On: Oct 19, 2023

  • Quick and Easy Application

    Applying for term insurance with InsuranceDekho was a breeze. The online application process was user-friendly, and the support team was helpful. It was no hassle and I could easily buy the Kotak Life Term Insurance Policy.

    S
    Satinder Singh
    On: Oct 18, 2023

  • User-Centric Approach

    InsuranceDekho's user-centric approach is evident in every aspect of their service. I experienced the best service while buying the Kotak Life Term Insurance Policy. They put the customer first, making the entire term insurance experience smooth and hassle-free.

    D
    Drigha Shankar
    On: Sep 21, 2023

  • Financial Planning Assistance

    InsuranceDekho doesn't just sell policies; it provides financial planning assistance. Through the Kotak Life Term Insurance Policy, I could easily asses my insurance needs, ensuring that the coverage aligns with my long-term financial goals.

    P
    Parmeet Sinha
    On: Sep 12, 2023

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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