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Aviva Term Insurance User Reviews

84 reviews Rate This
Aviva Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 6:00 PM
Death Benefit Paid For790 Policies
Inception2002
Presence93 Offices
Total Death Benefit Paid80.78 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Age

Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best Aviva Term Insurance Plans

1 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 678/Month
Key Features:
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick 2x Premium Back
  • Right Green Tick Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Aviva
5.0
Based on
84 User reviews

  • Pocket Friendly plans

    InsuranceDekho offers plans which will cater all your needs within a budget that you hold. Bought Aviva Jana Suraksha plan which lies under my budget and fulfills all my term insurance needs.

    A
    Ashish Chauhan
    On: Feb 10, 2023

  • A list of top insurance company was available

    On the website of InsuranceDekho, there is a detailed list of the best insurance companies that provide term plans. So, depending on my budget, I picked the desired plan and then bought the Aviva Jana Suraksha plan.

    T
    Tanu Chaudhary
    On: Oct 13, 2022

  • Online process

    I opted for the online process of buying the Aviva Jana Suraksha plan from InsuranceDekho. With the online option available, I was easily able to purchase the Aviva Jana Suraksha plan from the comfort of my home.

    H
    Harshita Kashyap
    On: Oct 12, 2022

  • Got adequate information

    I was provided with the relevant information when I was buying the Aviva Jana Suraksha plan with InsuranceDekho. Everything was available on the website and if I was not able to understand anything, I simply reached out to the InsuranceDekho team.

    J
    Jayanti Das
    On: Sep 29, 2022

  • Effective communication

    I was easily able to reach the team of InsuranceDekho when I was buying the Aviva Jana Suraksha plan with them. It is due to their constant service that I was easily able to buy the Aviva Jana Suraksha plan from InsuranceDekho. 

    G
    Garima Makhija
    On: Sep 28, 2022

  • Online term calculator

    I used the online term calculator to evaluate the premium of most of the term plans available on InsuranceDekho. Only after successfully comparing all the plans did I buy the Aviva Jana Suraksha plan from InsuranceDekho. 

    N
    Noor ZehraNoor Zehra
    On: Sep 27, 2022

  • Can customise the plan

    I decided to buy the Aviva Jana Suraksha plan from InsuranceDekho. But, I wanted to include riders in the plans, so with the help of the team member of InsuranceDekho, I was easily able to customize the plan. 

    M
    Mahima Kapoor
    On: Sep 26, 2022

  • 24*7 customer service

    I would suggest others as well buy term plans from InsuranceDekho as the customer team was available 24*7 to answer my questions. So, I bought the Aviva Jana Suraksha plan from InsuranceDekho. 

    M
    Mayank Jain
    On: Sep 22, 2022

  • I bought the plan from the comfort of my home

    I bought the Aviva Jana Suraksha plan from InsuranceDekho through an online mode. I submitted all the relevant documents online and followed which the policy was issued and sent to my registered email id. 

    P
    Priyanka Agarwal
    On: Sep 21, 2022

  • The plan offers umpteen benefits

    A term plan like the Aviva Jana Suraksha plan has so many advantages that I was unable to stop myself from buying it. The cherry on the cake on buying the Aviva Jana Suraksha plan was that it was just so affordable that I did not have to burn a hole in my pocket.  

    P
    Priya Saini
    On: Sep 19, 2022

  • 5 minutes policy issuance

    The process of issuing the policy on InsuranceDekho was quite instant. I just had to raise a request, followed by which the team themselves contacted me. Then, I selected the Aviva Jana Suraksha plan from InsuranceDekho and easily bought it. 

    N
    Nitesh Sharma
    On: Sep 09, 2022

  • The website had all the relevant information

    The website of InsuranceDekho had all the relevant information I needed for buying a term insurance plan. Only after reading all the relevant information was I easily able to buy the Aviva Jana Suraksha plan from InsuranceDekho. I realized no matter what you want to know about term insurance plans, you can find all the relevant information on the website.

    P
    Pratyush Shah
    On: Sep 07, 2022

  • Got friendly reminders

    Even after years of buying the Aviva Jana Suraksha plan from InsuranceDekho, whenever the policy renewal date for the Aviva Jana Suraksha plan approaches, I get instant updates on my email address. These friendly reminders about the renewal date help me to issue the Aviva Jana Suraksha plan on time. 

    P
    Pallavi Dubey
    On: Sep 02, 2022

  • Received utmost satisfaction

    When I was buying the Aviva Jana Suraksha plan from InsuranceDekho, I experienced utmost satisfaction. The team members of InsuranceDekho were so supportive and considerate that they made the process of buying the Aviva Jana Suraksha plan extremely easy. Moreover, they even helped me in selecting a good term plan. 

    H
    Himanshi Sharma
    On: Sep 01, 2022

  • I was able to customise the plan according to my needs

    A good part about buying the Aviva Jana Suraksha plan from InsuranceDekho is that I was able to customise the plan according to my needs. I just explained to the team of InsuranceDekho about my requirements and then the team helped me in selecting the right riders so that the plan was customised effectively. 

    R
    Rahul Garg
    On: Aug 30, 2022

  • Online term calculator

    The website of InsuranceDekho had an online tool, an online term calculator. The online term calculator helped me to calculate the premium for the different plans available on InsuranceDekho. So, I used the term calculator and calculated the premium for the Aviva Jana Suraksha plan. 

    G
    Garima Makhija
    On: Aug 29, 2022

  • 24*7 customer service

    The team of InsuranceDekho was available 24*7 and helped me throughout when I was buying the Aviva Jana Suraksha plan from InsuranceDekho. They answered all my questions on priority and even made me understand the benefits of the selected plan.

    R
    Ruhi Chakraborty
    On: Aug 25, 2022

  • Effective Navigation

    Buying the Aviva Jana Suraksha plan from InsuranceDekho was very easy. The website was designed in such a way that it connected all the interlinked articles. All the information was arranged under headings and subheadings which made it easier to search for information and find the best results

    S
    Sahil Dhamija
    On: Aug 23, 2022

  • Clarity about each plan

    Buying the Aviva Jana Suraksha plan from InsuranceDekho was very easy. it was clear that the plan was what I needed and made sure all the information was up to date. 

    V
    Vinod Jiggar
    On: Aug 22, 2022

  • Online process

    I decided to buy the Aviva Jana Suraksha plan from InsuranceDekho. I was given the option to buy either through an online or offline mode. I chose the online option to buy the Aviva Jana Suraksha plan and was able to do it all by myself.

    M
    Monica Kashyap
    On: Aug 19, 2022

  • Smooth process

    There is no doubt that the overall process of buying the Aviva Jana Suraksha plan from InsuranceDekho was extremely smooth. The process was further simplified with the help of the team members of InsuranceDekho who were always there to assist me. 

    L
    Lokesh Yadav
    On: Aug 18, 2022

  • The team guided me throughout

    While buying the Aviva Jana Suraksha plan from InsuranceDekho, the team ensured that I faced no problem. They guided me in the best possible way and even suggested to me a good life insurance plan.

    A
    Aman Sinha
    On: Aug 16, 2022

  • The policy was renewed easily

    After completing all the required steps for buying the Aviva Jana Suraksha plan, the policy was issued immediately. I got an instant update on my registered email id about the policy being issued for the Aviva Jana Suraksha plan.

    V
    Vijaya Laxmi
    On: Aug 12, 2022

  • A must-buy term plan

    The Aviva Jana Suraksha plan available on InsuranceDekho is a must-buy term plan in my opinion. Offering several benefits at an affordable price, I would recommend others as well to buy this amazing term plan from InsuranceDekho. 

    A
    Anushree Sahay
    On: Aug 10, 2022

  • Smooth process

    Right from the time of submitting the documents to making the payment for buying the Aviva Jana Suraksha plan from InsuranceDekho, I faced no problem. The overall process of buying the Aviva Jana Suraksha plan from InsuranceDekho was so smooth that I would in fact recommend others to go nowhere else and buy the Aviva Jana Suraksha plan from InsuranceDekho. 

    G
    Gargi Chatterjee
    On: Aug 09, 2022

  • Got all the updates

    Right from the start, I was provided with all kinds of updates from the InsuranceDekho team. Be it document submission, verification, or payment completion, I was provided all the updates while I was buying the Aviva Jana Suraksha plan from InsuranceDekho. 

    S
    Sumit Kumar
    On: Aug 05, 2022

  • Got personalised advice at home

    When I decided to buy the Aviva Jana Suraksha plan from InsuranceDekho, I even got personalized advice at home. I thus opted for this feature and got answers to all my questions and on their suggestion, I bought the Aviva Jana Suraksha plan from InsuranceDekho. 

    J
    Jaya Sinha
    On: Aug 04, 2022

  • The process of buying the policy was easy

    The overall process of buying the Aviva Jana Suraksha plan from InsuranceDekho was extremely easy. I genuinely faced no problem during the buying process and my experience overall had been truly amazing. I would suggest others as well to buy the Aviva Jana Suraksha plan from InsuranceDekho

    D
    Divya Srivastava
    On: Aug 03, 2022

  • Time-saving process

    There were only a few steps that were required for buying the Aviva Jana Suraksha plan from InsuranceDekho. As the team of InsuranceDekho had already explained the process, so it hardly took a total of 5 minutes on a whole for me to buy the Aviva Jana Suraksha plan. 

    R
    Rahul Bisht
    On: Aug 02, 2022

  • Helpful support team

    The support team of InsuranceDekho certainly was very helpful and helped me throughout the process of buying the Aviva Jana Suraksha plan. They even suggested me a good term plan according to my needs and also were available to answer any questions I had. Thank you, guys! 

    L
    Lakshya Jain
    On: Aug 01, 2022

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Aviva Term Insurance Contact Details

Reach us for help anytime

Claim Process at Aviva Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the claim settlement ratio of Aviva Life Insurance?

    Aviva Life Insurance had a staggering claim settlement ratio of 97.53% in the FY 2019-2020

  • What is the minimum age required to be eligible for the Aviva Life Term Insurance plan?

    The minimum age to apply for the Aviva Life Term Plan is 18 years.

  • Is my Term Insurance policy with Aviva Life cover COVID 19?

    Yes, under Aviva Life term insurance plan you are covered under COVID 19.

  • What are the exclusions while buying Aviva Life Term Insurance Plans?

    The exclusions under Aviva Life Term Insurance are as follows:

    • Death due to medical condition not mentioned in the policy document
    • Death due to illegal activity 
    • Death due to suicide within 1 year of the inception of the policy.

  • What are the documents required to purchase an Aviva Life Term Insurance plan online?

    The following documents are needed to buy Aviva Life Term Insurance Plan:

    • Age Proof
    • ID Proof
    • Income Proof
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