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Sahara India Life Insurance FAQs

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Benefits

  • What are the benefits of renewal of my life insurance plan online with Sahara India Life Insurance?

    Sahara India Life Insurance has multiple options available for renewal premium payment options online. The process of renewal is hassle-free and quick in comparison to offline mode of renewal.

  • Is it safe to buy Sahara India Life Insurance policy online?

    Yes, it is absolutely safe to buy Sahara India Life Insurance policy online. Moreover, purchasing Sahara India Life Insurance policy is easy, quick and hassle-free and the payment is made through a safe payment gateway.

  • Why should I choose Sahara India Life Insurance?

    Sahara India Life Insurance offers a variety of comprehensive plans that you can choose from according to your requirements and budget. It has a high Claim Settlement Ratio 90.16% in the financial year 2018-19. Also, the plans offered are quite affordable.

  • How do I pay my Sahara India Life Insurance premium?

    Renewal premium amount can be paid conveniently through the Sahara India Life Insurance website. The payment can be made by you via credit/debit cards, netbanking facilities or through any of the partner banks listed on their official website.

  • How to connect with Sahara India Life Insurance customer care?

    You can connect using the toll-Free No: 1800-180-9000. Alternatively, you can email at sahara.life@sahara.in.

Claim Settlement

  • Who receives the Sahara India Life Insurance claim benefit?

    The claim benefit is received by the nominee appointed by the policyholder while buying the life insurance plan.

  • Can I file the Sahara India Life Insurance claim online?

    To file the claim online visit Sahara India Life Insurance website and fill information like Policy number, Date of Birth and select the claim type then submit to file the claim online.

  • What happens when the nominee mentioned in the Sahara India Life Insurance policy dies?

    If the nominee dies or hasn't been mentioned in the Sahara India Life Insurance policy, your family members will have to produce proof establishing their right to claim the policy benefit.

  • How much time does it take to settle the Sahara India Life Insurance claim?

    Your Sahara Life Insurance claim will be settled within 30 working days of receiving the required and valid documents by Sahara India Life Insurance.

  • What are the toll-free customer care numbers of Sahara India Life Insurance?

    Sahara India Life Insurance 24x7 toll-free helpline number is 1800-180-9000.

Overview

  • Why should I opt for Sahara India Life Insurance?

    You can pick your choice from a wide array of plans from Sahara India Life Insurance, based on your preference and budgetary constraints. The plans are easy to afford, and the claim settlement ratio is high.

  • What plans does Sahara India Life Insurance offer?

    Sahara India Life offers unit-linked plans, endowment plans, group insurance plans, and money-back plans.

  • How can I pay the Sahara India Life Insurance premium?

    You can pay the Sahara India Life Insurance premium online through Internet banking, debit card, or credit cards.

  • What is the claim settlement ratio of Sahara India Life Insurance?

    Sahara India Life Insurance had a claim settlement ratio of 90.16% in FY 2018-19.

  • What are the contact details of Sahara India Life Insurance?

    You can connect with Sahara India Life Insurance personnel using the toll-Free No: 1800-180-9000. Alternatively, you can email at sahara.life@sahara.in.

Plan

  • What do you mean by Sahara India Life Unit-Linked Insurance Plan?

    Sahara Life India United-linked Insurance Plan is an investment plus protection plan offered by Sahara India Life Insurance. It provides an opportunity to make investment through market linked returns and provide life insurance cover as well.

  • Which type of Sahara India Life Insurance policy is best according to my needs?

    The Sahara India Life Insurance policy that best suits your needs depends on your individual insurance objectives, your budget, your expenses, etc.

  • Can I get my Sahara India Life Insurance policy cancelled after I purchase it?

    Sahara India Life Insurance Policy can be cancelled after purchasing (if the customer disagrees with any of the terms and conditions) during the free-look period as per the regulation of IRDA. There is a free look period of 15 days starting from the issuance of the policy documents.

  • What is the grace period of Sahara India Life Insurance plans?

    Sahara India Life Insurance plan offers a 30 days grace period for the premium due date for yearly, half-yearly and quarterly mode of premium and 15 days for monthly mode of premium. The life insurance plan would not lapse during the grace period, however, in case no premium is paid, then the policy would lapse after the grace period is over.

  • How can I receive a duplicate copy of my Sahara India Life Insurance plan?

    You can apply for duplicate documents for your Sahara India Life Insurance by paying charges for preparing the duplicate documents and you are also required to sign an indemnity.

Premium Calculator

  • Does paying premium on Term Plans of Sahara India Life Insurance offer tax benefits?

    Yes, regular premium on term plans of Sahara India Life Insurance offer tax benefits. Subject to terms and conditions, the insured can get tax benefits under Section 80D and Section 10(10 D).

  • Is there a separate premium calculator for each life insurance policy offered by Sahara India?

    No, the process of premium calculation is the same and there is just the need to change the specific details for each plan in order to calculate the premium.

  • What are the key factors that can affect the Sahara India Life Insurance premium amount?

    The key factors that can affect the calculation of premium amount includes age of policyholder, sum assured, gender, policy duration and plan type.

  • Is the premium calculation on Term Plans of Sahara India Life Insurance dependent on age?

    Yes, Age is one of the significant factors affecting the premium calculation in Sahara India Life Insurance policies. With the increase in age, the premium will increase.

  • What are the various premium payment modes available?

    Sahara India Life Insurance premium can be paid through Credit card, Debit card, Internet Banking, Cheque, Demand Draft & Cash.

Life Insurance News

User Reviews

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What users are saying
  • All
  • Nice Purchase

    Thank you InsuranceDekho for suggesting the Sahara Life Insurance Plan. I am glad to have bought this life insurance policy through your online platform. It was easy and comfortable to buy from the InsuranceDekho website.

    S
    Sahara India
    By Shubham Goel
    On: Jan 08, 2024
  • A top-rated plan

    Based on customer reviews, the Sahara Dhan Sanchay Jeevan Bima plan is one of the top-rated plans. So, I went with the customer reviews and instantly bought the Sahara Dhan Sanchay Jeevan Bima plan from InsuranceDekho.

    F
    Sahara India
    By Farhan Khan
    On: Jan 23, 2023
  • Amazing features were availabl...

    The Sahara Dhan Sanchay Jeevan Bima plan available on InsuranceDekho had so many amazing features that I was compelled to buy it without any hesitation. It was not just reasonably priced but was designed in such a way that all my needs were met.

    V
    Sahara India
    By Vaishnavi Chaudhary
    On: Oct 13, 2022
  • Got personalised advice at hom...

    The best part about buying the Sahara Dhan Sanchay Jeevan Bima plan from InsuranceDekho was that I got personalised advice at home. The team of InsuranceDekho visited my home and provided me with expert guidance.

    P
    Sahara India
    By Piyush Chawla
    On: Sep 26, 2022
  • Online term calculator

    With the help of the online term calculator available on InsuranceDekho, I was easily able to calculate the premium of a number of plans available. I eventually bought the Sahara Dhan Sanchay Jeevan Bima plan as its premium matched my budget. 

    M
    Sahara India
    By Mrinalini Singh
    On: Sep 20, 2022

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